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Criminal Appeal Act

These cases are set up by the Criminal Appeal Acct 1995. The purpose of this act was to investigate possible miscarriages of justice in criminal cases. This is a court where more serious criminal offences are heard. A judge takes charge of the hearing to make sure the evidence is properly presented and the law in the case is fully understood. A jury is responsible for deciding the verdict. If the defendant is found guilty the judge will take into account the circumstances of the case, previous convictions and possibly the background of the defendant. 
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Services Authority

This Act requires most businesses that offer goods and services on credit or lend money to consumers to be licensed. Trading without a license is a criminal offence and can result in a fine and/or imprisonment. This act also requires certain credit and hire agreement to be set out in a particular way and to contain information. If a consumer credit business deals with first charge mortgages, payment protection insurance and other types of insurance, then you may need permission from the Financial Services Authority to sell or administer regulated mortgage contracts and general insurance contracts. If you carry on mortgage or general insurance business without permission or arranging to exempt, you may risk a fine or imprisonment. 
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